Small Business 401(k) Services

Over the past quarter of a century, 401(k) plans have evolved into the most used retirement plan in the country. As a small business owner offering a retirement plan is key for retention of good employees. However, they are often too expensive and loaded with additional costs, which leads to establishing other types of retirement plans with less contribution limits and less investment options.

Here at Generational Wealth Planning, we work with small business owners to establish high quality, low-cost 401(k) plans through our partnership with 401GO. Our process is automated and technology-driven to make the typical processes of setting up a plan disappear. We do all the work, so you can run your business. Simple. Easy. A great benefit for your employees and the bottom line.

Check out the amazing benefits!

Quick setup in less than 10 minutes

Easy to setup with electronic process

Robust features: Auto-enrollment, safe harbor plans, vesting, employee match

No hidden fees: No startup costs, no base fee, no filing fee, no compliance fees

Guided Portfolio Design tool for investment selections

Includes the exclusive GPD Faith Driven Investing models*

Integration with many major payroll providers

Built-in, ongoing compliance testing

*FDI advisory portfolio models are offered through Generational Portfolio Design, LLC, a Registered Investment Advisor.  Generational Portfolio Design, LLC is not affiliated with Geneos Wealth Management, Inc.

401(k) Advisory Services

There are additional benefits to setting up your small business 401(k) with Generational Wealth Planning. We will work with you, the office manager, or bookkeeper to establish a customized plan suitable for the business. We guide you on which plan features to add, such as vesting schedule, matching and non-matching contribution options, auto-enrollment, and Roth 401(k).

After the setup of the plan everything is managed through the easy-to-use interface portal with 401GO. We will help you gather employee information to begin enrollment process. That information may be able to feed through your payroll provider to make the process that much easier!

We even setup an initial employee education meeting, along with annual meetings to educate your employees on the features and benefits of the plan. GWP conducts regular reviews of your plan to ensure it remains competitive in pricing and features.

Diverse Investment Offering

401GO Investment Lineup

With your 401GO plan you have access to wide-array of investments from some of the most recognizable fund companies. These include indexed and active funds from Vanguard, Fidelity, Schwab, and Dimensional Funds. Plenty to pick from to build a well-diversified, low-cost investment portfolio.

See 401GO Lineup

Faith Driven Investing*

Exclusive to our plans with 401GO are the GPD Faith Driven Investing models! If investing according to your values is important, then these are options to consider for your personal investment selection. Infuse your investment decision making with a sense of purpose, mission, and calling. There are several models to choose from.

See FDI Models
*FDI advisory portfolio models are offered through Generational Portfolio Design, LLC, a Registered Investment Advisor.  Generational Portfolio Design, LLC is not affiliated with Geneos Wealth Management, Inc.

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